No one likes getting in a car wreck; however, with the right insurance policy, you can help minimize the negative consequences that accidents bring. If you do not have auto insurance, then you are essentially gambling with your time and finances. If you get in a wreck and don\'t have coverage, then the consequences could be financially devastating. Check out some of the reasons why auto insurance in Chicago is a good idea for all drivers.
It\'s the Law
Insurance in Illinois is mandatory for all drivers. If the authorities ever stop you, you must produce your valid insurance card. Without one, you are subject to criminal penalties. In Illinois, driving without insurance is considered a petty crime. If it\'s your first offense, you could be fined up to $1000 and have your driver\'s license and registration suspended for up to three months. In the end, it\'s better to pay for insurance than go through that hassle.
Your Money Is Protected
You work hard for your money, and one car wreck could send you to bankruptcy if you are driving uninsured and are the cause of the crash. You could be held liable for medical bills, property damage, legal fees and even lost wages. With an adequate policy, you could be insulated from most or all of the costs that stem from an accident.
Your Passengers Are Protected
As a driver, you have the responsibility to keep your passengers safe and whole. If you cause a car crash and a passenger is hurt, you are responsible for their injuries and financial setbacks due to the wreck. With insurance coverage, you can help make whole any passengers you might harm in an accident.
If you need auto insurance in Chicago, contact Accurate Auto Insurance today at AccurateAutoIns.com. Our rates and service make us one of Chicago\'s favorite insurance companies.